Firreo · Build your investment income

Invest monthly.
Live off your
investments.

Firreo helps you build a personalized portfolio across five income-generating categories, then tells you exactly how much to invest, and where, every single month.

No charge for 14 days · $12/mo or $99/yr after · Cancel anytime

You invest $500/mo
+$250/mo
Goal raised
Income Growth
Real Estate
High Yield
Market Growth
Stable Income

Monthly income

$0
Goal
$4,500/mo
Goal reached
We keep rebalancing your plan from here
A personalized plan, updated every month
Diversified across five income categories
Adjusted as market conditions change
Recalculated the moment your plan changes
SEC-Registered Investment Adviser
CRD #325297
Not a broker-dealer
Investment advice only
14-day free trial · No charge upfront

What you get

Your portfolio.
Paying you every month.

Firreo does the math so you don't have to. Tell us your finances and we'll build a strategy that grows your monthly income over time.

Your monthly investment plan

Every month Firreo tells you exactly where to put your money, down to the specific ticker and dollar amount, to maximize your investment income.

Investment income tracker

See the income your portfolio actually pays you. Connect your brokerage and Firreo tracks every payout as it lands, or log your investments yourself and watch your monthly income grow with every move.

Live anywhere explorer

See how far your monthly investment income goes in 150+ cities across the US and around the world. Pick a place and we'll tell you if your investments cover your lifestyle there.

Five income streams

One dashboard.
Five ways to get paid.

Firreo builds your income across five investment categories, each serving a different role in your portfolio.

Income Growth

Investments designed to generate reliable monthly income.

Purpose

Create reliable income

built to pay you month after month

Real Estate

Own a slice of real estate without being a landlord.

Purpose

Diversify your income

real estate that pays without the landlord work

High Yield

Investments focused on generating high monthly income.

Purpose

Boost your income

the highest-paying slice of your portfolio

Market Growth

Broad-market investments designed to grow over time.

Purpose

Grow your money

the foundation of your plan

Stable Income

Treasury-backed investments that help protect your foundation.

Purpose

Reduce risk

designed to provide income with lower risk

* Category descriptions reflect each category’s intended role in a Firreo portfolio, not a guarantee of performance. All investments involve risk, including the possible loss of principal. Past performance is not indicative of future results. Firreo Inc. is an SEC-registered investment adviser (CRD #325297).

The process

Four steps to your first investment income check.

No finance degree required. Just your income, your goal, and a few minutes a month.

1

Enter your finances

Tell us about your income, spending, and current investments. Connect your brokerage to pull in what you already own, or enter it yourself.

2

Get your plan

We create your personalized investment plan, including what to invest in and how much each month.

3

Make your moves

Every month, you’ll know exactly what to buy, how much to invest, and where to buy it.

4

Watch income grow

As your investments grow, so can the monthly income they generate.

The explorer

Where will your income take you?

Project your cost of living in locations around the world, and set any place as your income goal to work toward.

Live in the app
150+ cities, priced to your life
Compare cities across the US and around the world. See how much monthly investment income you’d need to live there. Set any location as your goal.

The difference

A better way to build income.

Traditional investing is a waiting game. Firreo builds income you can use now.

The Firreo approach

  • Monthly investment income
  • Diversified across 5 categories
  • Personalized plan updated monthly
  • Use your money when you want
  • Build income while you're still young

Traditional retirement

  • Work 35–40 years first
  • No income focus
  • Generic target-date funds
  • Early withdrawal penalties
  • Hope the math works out at 65

Built by investors, for investors

We use Firreo ourselves.
Every single month.

Our founders built Firreo because they needed it. They've made the same investments they recommend, and the strategy works.

"I spent nearly two decades in real estate and financial regulation before building Firreo. The strategy we built here is exactly what I used to leave my full-time job. It works. I'm living proof.

KM

Kyle McKercher

Co-founder · 18+ years in real estate & financial regulation

✓ Left full-time job August 2022

"I wasn't a finance person; I was in marketing. But the Firreo strategy is simple enough that I could follow it, and specific enough that I actually did. Quit my job in 2021 and never looked back.

KG

Kaitilin Gross

Co-founder · 15+ years in marketing & PR

✓ Left full-time job April 2021

"Ten years of investing across crypto, real estate, and equities taught me what works and what doesn't. Firreo is the system I wish I'd had from day one. Still investing every month, on track to hit my income goal by 2028.

AB

Alex Burkey

Co-founder · 10+ years active investing

✓ On track to hit income goal by 2028

"Nearly 20 years in real estate development taught me that income-generating assets beat growth assets every time when you want real freedom. The Firreo model reflects that philosophy exactly.

SL

Seth Lane

Strategy · 20 years in real estate development & brokerage

✓ Active investor in Firreo recommendations

10+

Years refining the investment strategy

Daily

Live market data refreshes behind your plan

SEC

Registered investment adviser · CRD #325297

Pricing

Simple, transparent pricing.

14 days free. No charge until your trial ends. Cancel anytime during your trial at no cost.

Monthly

$12

per month

Upgrade to annual anytime

  • Full portfolio dashboard
  • Monthly investment plan
  • Investment income tracker
  • City explorer
Start free trial

14 days free, then $12/mo

Cancellation policy: Cancel anytime during your 14-day trial at no cost. If you cancel after your trial ends, you'll retain full access through the end of your current billing period. No refunds are issued for unused time on monthly or annual plans.

Monthly plans can be upgraded to annual at any time. Downgrading from annual to monthly is not available until renewal.

Common questions

Good questions.
Straight answers.

Do you manage my money?

No, and that's by design. You keep full control of your investments. We give you personalized recommendations; you make the moves through your own brokerage account. We never touch your money. Think of us as the research team, not the boss.

Is Firreo a fiduciary?

Yes. As an SEC-registered investment adviser, we're legally required to act in your best interest, always. That's not a tagline, it's a real regulatory standard. We also earn nothing from the investments we recommend. No commissions, no kickbacks.

How much does Firreo cost?

$12/mo or $99/yr, with a 14-day free trial, no charge until day 15. Cancel anytime during your trial at no cost. After your trial, if you cancel you'll keep full access through the end of your current billing period. No refunds are issued for unused time on paid plans.

Do I need a lot of money to get started?

Not at all. Firreo works whether you're starting with a few hundred dollars or you already have a substantial portfolio. The more you invest over time, the more investment income you can generate, but you don't need a head start.

Is my data secure?

Yes. Your data is encrypted and your investment accounts are always in your name; we never have access to them. Firreo operates under SEC regulatory oversight (CRD #325297) and we never sell your data.

What happens to my investments if something happens to Firreo?

Your money is never at risk because of us: we never hold it. Your investments live in your own brokerage account the whole time. If Firreo ever shuts down, your accounts and your money would still be exactly where you left them, untouched.

What happens after I sign up?

Sign up takes about 2 minutes. Enter your income, expenses, and any existing investments. We'll calculate your personalized income goal and give you your first monthly investment plan right away.

More questions? See all FAQs →

Your investments
should be paying you.

Join Firreo and start building real monthly investment income.

No charge for 14 days · $12/mo or $99/yr after · Cancel anytime