Everything you need to know about financial independence. And more.
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Reinvesting Dividends
The secret sauce for wealth-building If you’re looking to build wealth and hit financial independence quickly, reinvesting stock dividends might just be your new best friend. Think of it like this: instead of cashing out those dividend payouts from your investments,...
How to Boost Your Credit Score
And why it actually matters. So, you want to up your credit score game? A solid score can be the key to unlocking lower interest rates, helping with job apps, and even getting approved for apartments. But let's be real: understanding how to build it can feel like...
Don’t Stress About Taxes
Better to pay taxes on investment profits than not having them at all. There’s a common refrain in investing and it goes something like this: “I must minimize the amount of taxes on my investments at all costs.” While no one enjoys paying taxes, we think people tend...
Okay, You’re Ready To Invest… Now What?
The mechanics of actually making an investment. Okay, so you got a great investment recommendation (probably from Firreo) and you’re all excited to go do it. But then you realize, “I have no idea how to actually make an investment.” Don’t worry, we got you. You’re...
Is It Better to Rent or Own Your Home?
It depends. Ah, the age-old question: to buy or not to buy? People for generations have agonized over whether to buy a house for themselves or to rent somewhere. There is no universal right or wrong answer. However, there is very likely a right answer for you...
Are Credit Cards Bad?
Not always. But they can be. Some people think credit cards are evil and no one should ever think of using one. And some think credit cards are like magic and they get in financial trouble because of it. Regardless of which side you land on, let’s take a closer look...
High to Low: Navigating the Interest Rate Cycle
The most common question we get: “Where should I invest my money right now?” If there was a sure-fire answer, we’d tell you and that would be that. However, this question is tricky because timing is critical and can make all the difference. The interest rate cycle, or...
Diversification and Why It’s Critical for Your Investments
This is important stuff. Don’t put all your eggs in one basket. One goes up, the other goes down. Variety is the spice of life. These are all a way to think about diversification, that magic word that every investor should cement into their vernacular. Diversification...
What the Heck is the Stock Market?
Clearing up the confusion. People use the term “stock market” all the time, praising it when their investments are doing well and blaming it when things go wrong. But what actually is the stock market? Is it some mystical place where people yell “buy!” and “sell!” at...
Trouble Sticking to a Budget?
Try this. Raise your hand if you’ve ever felt like you’re spending too much money. We all have, from time to time. People enjoy spending money - there are actually measurable biological responses to swiping your card, ranging from elation and celebration to guilt and...